Peter Hanson is an independent financial professional committed to helping his clients in retirement and insurance planning. Peter utilizes various strategies to assist his clients to improve their investment potential, reduce financial risk and help preserve their estate for their heirs.

Drawing on a business and a philosophy degree from Franklin Pierce University in New Hampshire and his 19 years of experience in the financial service industry, Peter has gained a unique perspective on tending to his clients to obtain financial well-being, while helping them manage risk against life’s unforeseen events.

Peter likes to bring a sound, common sense approach to both insurance and retirement planning. He works with individuals to provide advice and direction on:

• Accumulation of Assets
• Transition to Pre-retirement planning
• Distribution of Assets to Insure Lifetime Income
• Transfer of Assets in a Tax-efficient Manner
• Health and Life Insurance

Peter has always been attracted to careers that have a positive effect on people’s lives. He considers philosophy to be one of his greatest passions and has three poems published with the National Library of Congress. Peter is involved in numerous community endeavors and actively engaged in a number of professional organizations, including:

• Member, Business Network International
• On the Board of Directors at Fiddlehead Center for the Arts of Scarborough, ME
• District and Division Manager of UICI Insurance Company 2007-2014
• Million Dollar Ring of Honor 2009 and Chairman’s Award 2012 & 2013
• Former Vice-President of Clark University’s COPACE 2000-2007
• Million Dollar Round Table Member 2020

“An ounce of doing something is worth 10 pounds of thinking about it.”- Wallace D. Wattles 1910

Derek R. Huot is a fiduciary financial advisor and licensed agent with Northern Alliance Financial, a financialservices firm based in Auburn, Maine. Proudly serving the states of Maine, New Hampshire, and Massachusetts,Derek hosts educational seminars along with weekly television and radio shows that cater to those interested inAsset Preservation and Social Security.

As an independent fiduciary and advisor, Derek’s strategy behind investing is safety, growth, and control,providing financial peace of mind. He focuses his practice on developing programs and strategies that addressthe unique needs and circumstance of our country’s growing mature population and their adult children.Through education and experience, Derek has garnered a broad base of knowledge which enables him toprovide advice and direction on:

• Controlling Tax Liabilities with Retirement Plans
• How to Earmark Retirement Plan Assets for Estate Planning Purposes
• Comprehensive Insurance & Social Security Planning
• Lifetime Income Strategies
• Protection Against Expenses & Inflation

Derek is a native to Maine, and resides in Scarborough with his wife Jillian and daughter Addelyn. The Huots enjoy hiking, fishing, and spending time with their rescued dog, Rex. Derek is involved in numerous community endeavors and considers animal welfare to be one of his greatest passions. He has a number of professional and civic credentials, including:

• Insurance licensed in ME, NH, and MA
• Series 65 Securities Licensed
• Studied Business Management, University of Maine
• Animal Refuge League of Greater Portland Volunteer
• Fundraising to Benefit Hospitals Nationwide
• Ronald McDonald House of Greater Portland Volunteer
• Proud Supporter of the Travis Mills Foundation

Jeremy P. Barnard, CFEd^® is a licensed fiduciary and financial adviser with a focus on retirement planning, working with the team at Northern Alliance Financial, a financial services company, based in Lewiston, ME.

Jeremy believes that an effective financial plan is not only about his opinion, but involves careful mathematical equations. He helps his clients build accurate and effective “living documents” that require regular attention to accommodate changes in life circumstance, goals, and priorities.

Jeremy began his financial career as a “captive” agent, but quickly realized that he needed to have the freedom to provide his clients with a more ethical, independent, and holistic approach to their finances, so he became an independent financial adviser.

Before becoming an adviser, Jeremy worked as a counselor helping people to find meaningful employment. Now, instead of helping people get work and stay working, Jeremy focuses on helping them get out of work and stay out of work.

A fourth generation Mainer, Jeremy was born in Calais, and raised there as well as Houlton. He understands the strong and independent nature of the people of Maine, and the specific challenges that living in our great state may present.

Jeremy lives in Lisbon Falls with his wife, Maggie, their children, and a black Labrador named Pippi. He is a committed father and local businessman, and enjoys working back stage in local theater productions, getting in Nerf fights with his kids, and hiking and camping in northern Maine.

Jeremy and Northern Alliance Financial are happy to assist their clients with:

• Retirement Income Planning
• Investment Advising
• Long-Term Care Planning
• Life Insurance Planning
• Annuities
• Disability & Critical Illness Insurance
• Estate Planning
• Medicare Insurance

Professional Credentials & Community Involvement

• Investment Adviser Representative (Series 65)
• Life and Health Insurance Licensed in Maine
• Bachelors Degree in Theology, St. Anselm College, Manchester, NH
• Masters Degree in Counseling, Assumption College, Worcester, MA
• NAIFA Member (National Association of Insurance and Financial Advisors)
• Certified Financial Educator® (CFEd®)

Cameron Graham, MS, is the lead adviser for Northern Alliance Financial in the Bangor/Brewer, Maine area, serving his clients in areas of financial strategy and tax-efficient retirement planning.

A graduate of Husson University with a Master’s in Business & Finance, Cameron joined the insurance and financial industry immediately upon finishing school. His first role was as an independent adviser for a company based in North Carolina, before transitioning to his position with Northern Alliance Financial.

Cameron’s holistic approach to financial planning makes him a key component in his clients’ retirement. His attention to their needs and a desire to help others has led Cameron to become a sought-after partner who works to educate and plan for a retirement future filled with financial independence. Cameron’s strategies are designed to fully address his clients’ individual, unique needs.

A former starting pitcher and three-time conference champion for Husson University’s baseball team, Cameron now lives with his wife, Tyra, and their two dogs in the Bangor area. In his spare time, he still enjoys playing baseball, while also engaging in other sports such as basketball and football. He also loves spending time outdoors hunting and fishing.

Professional Credentials & Community Involvement

• • Master’s Degree, Business & Finance, Husson University

• • Licensed Insurance Producer

• • Series 65 Licensed

• • Baseball Coach, Bangor, ME & Surrounding Area

I entered the industry in 2011 and began helping individuals with their retirement, investment, and life insurance needs. Throughout my career, I have held many different roles ranging from a Compliance Manager to a Portfolio Manager. My desire to work directly with clients and their retirement planning needs has made the transition to NAF very harmonious. My core focus is helping people transition from the “accumulation” phase in their life to the “Distribution” phase creating and assisting in sound and predictable income strategies. I am a CFP® professional and hold myself to the highest professional and ethical standards defined by the CFP Board.

Bio coming soon!

Bio coming soon!

Bio coming soon!

Bio coming soon!

Bio coming soon!

Bio coming soon!

Christopher Parnell lives in Topsham with his wife Sarah, 2 college age children, and dog named Betsy. He loves to play golf and read. He also very much considers himself a foodie.

Chris attended Kimball Union Academy and Elon University. He previously worked in the medical field and for a large banking group.

Chris can help provide solutions with:
• Medicare Advantage Plans
• Medicare Supplemental Plans
• Stand Alone Prescription Drug Plans
• Long Term Care

“I Love the insurance field because the products we are able to bring to our clients are helpful and life changing.

Kevin Kaulback is an independent licensed insurance producer – retirement planner specializing his strength in voluntary worksite benefits. He is committed to a higher standard in protecting America’s workers through personal counseling and end-to-end enrollment services.

Kevin works with a team of experienced insurance professionals from across the country who specialize in various aspects such as life insurance, living benefits, voluntary benefits in the worksite, annuities, social security & retirement planning, long term care, Medicare planning, along with group and individual insurance.

Kevin was born, raised and resides in Rumford Maine with his wife Leah and Family. They enjoy hiking the mountains of New England, camping and spending time as a family.• Life and Health Insurance Licensed
• District Development Leader
• Living Benefits Strategist
• President of River Valley Chamber of Commerce

“The Reason I am Doing this Work is to Make a Difference in Peoples Lives”